Retirement Portfolio Survival Tool

If you’re approaching retirement, the question in most minds isn’t “how much have I got?” it’s “how much can I spend?”

Whilst nobody can guarantee the future of market returns, history is our only guide.

Our simulator below, uses UK historic return data, for stocks, treasury bonds, treasury bills (cash), and UK inflation from 1871-2020.

It also overlays current UK life expectancy, so if you’re trying to maximise your life (not your estate) you can see the probabilities.

You can compare different asset allocations, retirement ages, retirement lengths, and spending levels. And see what the historical success rates could have been.

Keep in mind that scenarios are shown before taxes, and investment costs.

It’s looks like you’re on a mobile device, this tool is only configured for desktop access.

This tool uses JavaScript, if it’s not functioning as you expect, please ensure JavaScript is enabled on your browser.